Legal Power
for your Cash Flow.
We turn unpaid invoices into liquid assets, with an approach that respects your customer relationship and strengthens your business.
Do you recognize the Creeping Damage?
An outstanding claim is more than just a number on a balance sheet. It is a drag on your growth, your time, and your peace of mind. Select a pain point and discover the impact.
The Cash Flow Leak
Your engine for growth is faltering. Without liquid funds, you cannot pay suppliers, replenish stock, or make crucial investments.
The Time Leak
Every hour you spend following up on payments is an hour you are not investing in your clients or strategy.
The Stress Leak
Constant uncertainty ("When will they pay?") and frustration weigh on you and your team, undermining focus and productivity.
The Relationship Leak
The need to bring up unpaid invoices creates a tension that can damage a good commercial relationship.
YOUR ENTERPRISE
Our Approach: Always Respectful, Firm when necessary.
We follow a clear, step-by-step escalation ladder, designed for maximum results with minimum conflict.
The Amicable Route
We start with professional and respectful communication. As an external legal partner, we act as a neutral mediator, which often opens the door to rapid payment without damaging the client relationship.
Legal Acceleration (IOS)
If necessary, we switch to the efficient IOS procedure (Recovery of Undisputed Debts). This is a fast, cost-effective procedure via the bailiff that avoids a court case but yields an enforceable title.
The Judicial Procedure
As a final, well-considered step. Should your debtor dispute the claim or refuse to pay, we guide the entire procedure before the court, from summons to the execution of the judgment.
Calculate What You Recover
An unpaid invoice is more than just the principal amount. It is also missed interest and lost liquidated damages. Simulate here what you can truly recover.
Potential total recoverable amount:
€0
*Based on the statutory interest rate and a flat liquidated damages clause of 10%. This is a simulation.
Your Case: From Analysis to Execution
A successful recovery is no coincidence. It is the result of a strategic, legally sound process. Discover our areas of expertise.
From the Field: From Written-Off Debt to Invested Capital
The Challenge
An SME in the construction sector was stuck with €12,500 in unpaid invoices that blocked their cash flow and delayed the purchase of new equipment.
The Solution
K&A Law started a professional amicable process, followed by a fast IOS procedure for the most persistent cases.
The Result
A total of €13,850 collected (including interests and damages) within 8 weeks. The released cash flow was immediately used for the planned investment.
Clear Answers to Your Questions
A collection agency often limits itself to sending standard letters and making phone calls. We integrate an in-depth legal strategy from day one. We analyze the strength of your case, know the legal points of leverage, and can seamlessly transition to a judicial procedure. We are your legal partner, not a call center.
Our first focus is always preserving your commercial relationship. By acting as a professional external party, we take the emotion out of the discussion. Our communication is clear, correct, and respectful. Often, a professional approach leads to more respect and faster payments in the future.
Not necessarily. The IOS procedure (Recovery of Undisputed Debts) is specifically designed to offer a fast and cost-efficient solution without a full trial. Furthermore, the costs incurred (court fees, bailiff costs) can in most cases be recovered from the debtor.
This depends on the phase. In the amicable phase, we often see results within 15 to 30 days. An IOS procedure can usually lead to an enforceable title within 6 to 8 weeks. A full judicial procedure takes longer, but we always strive to choose the most efficient path for your specific case.